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Patent # Description
US-9,818,134 Systems and methods for dynamic ad selection of multiple ads or ad campaigns on devices
Methods and systems are described for dynamic ad selection of ads stored on a device. In one embodiment, a device includes a storage medium to store software...
US-9,818,133 Method for consumer profile consolidation using mobile network identification
A method of consolidating consumer profiles based on mapping an external identifier of a mobile communication device to a mobile network identification by an...
US-9,818,132 Advertisement delivery management apparatus and advertisement delivery management method
An advertisement delivery management apparatus according to an embodiment includes an allocation unit and an advertisement delivery unit. The allocation unit...
US-9,818,131 Anonymous information management
An anonymous information system (AIS) maintains privacy for internet users by separating personally identifiable information (PII) and user browser history. The...
US-9,818,130 Systems and methods for near real-time merging of multiple streams of data
Systems and methods for performing near real-time merging of distributed data streams are described. For example, streams of ad impressions, ad clicks, and...
US-9,818,129 Methods for calculating advertisement effectiveness
One variation of a method for calculating advertisement effectiveness includes: posting an advertisement for a product to a social feed within a social...
US-9,818,128 Encouraging content distribution without restrictions
An embodiment relates generally to a method of monitoring playback of content. The method includes providing for a file of content and embedding a playback...
US-9,818,127 Implementing comparison of cloud service provider package offerings
A computer-implemented method of implementing comparison of cloud service provider package offerings comprises a plurality of operations. An operation of...
US-9,818,126 Systems and methods for sensor data analysis through machine learning
Sensor data analysis may include obtaining video data, detecting facial data within the video data, extracting the facial data from the video data, detecting...
US-9,818,125 Systems and methods for information exchange mechanisms for powered cards and devices
A card, or other device (e.g., a mobile telephonic device), may provide transaction, feature information, and/or any other type of information to a merchant...
US-9,818,124 Methods for sales call data management and processing
Sales Tool and methodology for field representatives of products or services records the dates of site visits with customers, acquires sales data concerning...
US-9,818,123 Method and system for replaying a voice message and displaying a signed digital photograph contemporaneously
Disclosed are methods and systems for generating digital memorabilia including: providing a digital memorabilia signor with a digital photograph, a digital...
US-9,818,122 System and method for secure sharing of postal services
An approach for facilitating sharing of postal services is disclosed. In some implementations, a request to authorize access for a first account to one or more...
US-9,818,121 Mobile communications message verification of financial transactions
A system and method for verifying a secure transaction by evaluating the transaction, generating a first verification value for the transaction, sending an...
US-9,818,120 Automated at-the-pump system and method for managing vehicle fuel purchases
An automated at-the-pump method manages vehicle fuel purchases at a fuel station. The method includes transmitting driver identification data to a mobile device...
US-9,818,118 Transaction aggregator
Systems and methods for determining and reporting aggregated transaction level data regarding a particular user are disclosed. Based on the requests of one or...
US-9,818,117 Systems and methods for using social network data to determine payment fraud
A computer-implemented method for analyzing potentially fraudulent e-commerce payment transactions utilizing social media data is provided. The method uses a...
US-9,818,116 Systems and methods for detecting relations between unknown merchants and merchants with a known connection to...
An example merchant fraud system may include an automated system for collecting contextual relationship information, plus a routine for analyzing additional...
US-9,818,115 Voice phone-based method and system to authenticate users
Provided is a method and a telephone-based system with voice-verification capabilities that enable a user to safely and securely conduct transactions with his...
US-9,818,114 Systems and methods for performing payment card transactions using a wearable computing device
A computer-based method for authenticating a suspect consumer as an authorized cardholder during a payment card transaction is provided. The method includes...
US-9,818,113 Payment method using one-time card information
Provided is a payment method using one-time information, which is performed by a payment system network-connected to a relay server and a payment device and...
US-9,818,112 Method and system for payment authorization and card presentation using pre-issued identities
Systems and methods for authenticating a party are disclosed. A transaction may be initiated between a relying party and a presenter. The relying party can send...
US-9,818,111 Merchant-based token sharing
One embodiment of the present disclosure provides a system and associated processes for sharing cardholder data (CHD) between a merchant that utilizes...
US-9,818,110 Method, medium, and system for facilitating online transactions
Methods and systems for facilitating online transactions are disclosed. One method includes supplying content for display in a frame of a website, the website...
US-9,818,109 User generated autonomous digital token system
A digital token system and methods to provide user generated digital tokens includes receiving from a plurality of users authorization to create one or more...
US-9,818,108 System and method for updating a transactional device
Systems and methods for updating a transactional device having a reader is provided. In one embodiment, the method includes: reading data on a command token,...
US-9,818,107 Apparatus and method for commercial transactions using a communication device
An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a...
US-9,818,106 Travel account
A user can set up a travel account with a payment provider, to inform the payment provider of expected dates and locations of travel, along with limits or...
US-9,818,105 Guaranty provisioning via wireless service purveyance
Disclosed herein are example embodiments for guaranty provisioning via wireless service purveyance. For certain example embodiments, at least one device, such...
US-9,818,104 Secure online credit card transactions
Embodiments relate generally to systems and methods for enabling and/or completing secure online credit card transactions. Transactions may involve the use of...
US-9,818,103 Secure exchange of indicia of value and associated information
Secure exchange of value and associated information in financial transactions involving beneficial offers available for customers is provided. Various offers,...
US-9,818,102 Secure exchange of indicia of value and associated information
Secure exchange of value and associated information in financial transactions involving beneficial offers available for customers is provided. Various offers,...
US-9,818,101 System and method for socially connecting payment card holders
A method for socially connecting payment card holders is provided. The method involves providing one or more databases configured to store payment card holder...
US-9,818,100 Method and system for a multi-purpose transactional platform
The present invention relates particularly to a method and system for consolidating a plurality of a consumer's payment and non-payment source accounts into a...
US-9,818,099 Self-authenticating peer to peer transaction
A system and method of transaction processing is provided. The system includes a central server, which, after receiving transaction and recipient information...
US-9,818,098 Systems and methods for facilitating payments via a peer-to-peer protocol
This disclosure describes systems and methods related to facilitating payments via a peer-to-peer protocol. Tokenized information associated with a payment...
US-9,818,097 Method to activate electronic payment unit in mobile terminal and activity server thereof
The present invention relates to an electronic payment means activating method and an activating server thereof. In the electronic payment means activating...
US-9,818,096 Methods and apparatus to obtain transaction confirmation
Methods and apparatus to obtain transaction confirmation are described. One example method includes emulating a payment method using a close-proximity...
US-9,818,095 Taxi payment system
A taxi payment system including a point of sale device and a mounting assembly for mounting the point of sale device inside a taxi, the mounting assembly having...
US-9,818,094 Verifying that a purchasing request is legitimate
In general, the subject matter described in this disclosure can be embodied in methods, systems, and program products. A computing device provides a user...
US-9,818,093 Third party check-in associations with cloud wallet
A cloud wallet system may receive an indication from a third party system that a user has checked-in at a merchant. The cloud wallet system then determines...
US-9,818,092 System and method for executing financial transactions
A system for implementing at least one cryptocurrency transaction at a point-of-sale by using a mobile terminal is provided. The system is operable to provide...
US-9,818,091 Barcode transferring receipt data to a computing device of a customer
A method is disclosed for transferring receipt data to a computing device corresponding to a customer. The method may include initiating a transaction at a...
US-9,818,090 Systems and methods for image and criterion monitoring during mobile deposit
An image of a check that is in the field of view of a camera is monitored prior to the image of the check being captured. The camera is associated with a mobile...
US-9,818,089 Instant availability of electronically transferred funds
A system and method for making funds of a transaction available to a user before a funding entry clears is provided. The system may be part of an on-line system...
US-9,818,088 Vehicles and cloud systems for providing recommendations to vehicle users to handle alerts associated with the...
A vehicle having communications circuitry for connecting over a wireless network to a server for exchanging vehicle condition information is provided. The...
US-9,818,087 Querying an effective dated benefits administration domain model
In embodiments of the present invention improved capabilities are described for a human resource management platform that includes applications targeted to...
US-9,818,086 Methods and systems for providing predictive metrics in a talent management application
Techniques for providing predictive metrics relating to employment positions are provided. A method may include receiving, by a computing device, data relating...
US-9,818,085 Late constraint management
A method and system for integrating restrictions in an identity management system is provided. The method includes generating a role/account attribute table...
US-9,818,084 RFID loss-prevention based on transition risk
An RFID loss-prevention system (LPS) may monitor RFID-tagged items in a facility. An RFID reader transmits a first inventory command configured to cause tags in...
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