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Direct currency conversion
This invention concerns direct currency conversion, that is automatic currency conversion at point of payment for card transactions. In particular it concerns a...
System and method for achieving high performance data flow among user
space processes in storage system
Fault isolation capabilities made available by user space can be provided for a embedded network storage system without sacrificing efficiency. By giving user...
System, method, and business method for settling micropayment transactions
to a pre-paid instrument
The invention provides a method, business method, and system for conducting micropayment transactions between consumers and merchants. A merchant offers...
Payment entity account set up for multiple payment methods
A method begins with a payment entity device receiving payables process data from a client device. The payables process data includes a list of a plurality of...
System for structured encryption of payment card track data
A system may include a point-of-sale system that gathers payment card track data from a payment card and a payment card gateway that processes the track data to...
Data download method and terminal
The present invention provides a data downloading method and a terminal, wherein the data downloading method includes: a communication processor receiving an...
Intelligent electronic device having user-authenticating capabilities
An intelligent electronic device (IED) includes a user authentication module configured for authenticating authorized users of the IED and preventing an access...
Remote game processing
Techniques and systems for remote gaming are presented. Gaming applications reside and process on portable gaming cards and the portable gaming cards are remote...
Methods and systems for financial transactions
Relationship banking and mobile banking are discussed and presented here. In Section 1, we present Pre-approval, Fulfillment, and Application Process. In...
Methods, systems, and computer readable media for peer-to-peer third party
distribution of gift cards and...
Methods, systems, and computer readable media for peer-to-peer third party distribution of gift cards and associated transaction processing are disclosed. In...
Method and apparatus for placing interactive retail orders
A method and apparatus for providing local retailers, e.g., local restaurants, a network based interactive ordering service are disclosed. The network based...
Method and data card for shielding short message receiving function
The disclosure discloses a method for shielding a short message receiving function. The method includes the following steps of: storing parameters related to...
System, method and apparatus for pairing SIM or UICC cards with authorized
A wireless device and a process of authorizing a wireless device are disclosed. The process includes storing a list of authorized terminals within a memory...
Method and system for quality of service and congestion management for
converged network interface devices
Certain aspects of a method and system for quality of service and congestion management for converged network interface devices are disclosed. Aspects of a...
Trajectory-based control method and apparatus thereof
A method for constructing a gesture mouse utilizes an object e.g., a user's palm) in the background of the photographed region of a video camera as a...
Apparatus and method for playing a modified version of baccarat
An apparatus for providing an electronic, modified version of baccarat, comprises a user interface configured to detect receipt of a first bet from a game...
Information providing system, apparatus and method for information
processing, and computer program product
An information providing system includes the following elements. An IC card stores card ID. An information providing terminal reads out the card ID of the IC...
Apparatus and method for encrypting data in a magnetic stripe reader
A magnetic stripe reader assembly for a point of sale terminal is provided. The magnetic stripe reader reads the account data from a card and may encrypt it...
Magnetic detection of back-side layer
The invention relates to an integrated circuit comprising a substrate having a first side and a second opposing side. An electronic circuit (EC) is provided at...
Automated detection of defined input values and transformation to tokens
A computer-implemented technique processes a potentially sensitive item of data (e.g., data which may be either a credit card number or a token having a similar...
Dynamic currency conversion system and method
A system for dynamic currency conversion is provided. The system includes a bank identifier system determining whether currency conversion is available for a...
Retailer debit card system
A method of processing a purchase transaction for one or more items includes receiving, at a central computing network, MICR information associated with a...
Systems for providing returns on rebated items at a point-of-sale
A system for providing instant rebates to a customer at a point of sale includes a kiosk by which the customer initiates a rebate process by presenting a...
Rotatable fan array rotated based on computer process execution for
Embodiments of the disclosed technology comprise a computer with at least one fan which may change orientation based on anticipated or actual heat of a device...
Packet forwarding using multiple stacked chassis
A stacked chassis comprising multiple physical switch/router chassis operates without any special stacking hardware or stacking channels. Instead, a stacking...
Open platform architecture for integrating multiple heterogeneous network
A platform for seamlessly hosts a plurality of disparate types of packet processing applications. One or more applications are loaded onto a service card on the...
Method of protection in a contactless radiofrequency communication
A method of protection of a near-field contactless communication system against malicious attacks. The method includes exchange of information between a reader...
Electronic card and method for generating a magnetic field from swiping
the electronic card through a card reader
An electronic card and a method for processing data stored in the electronic card. The electronic card includes a memory containing data to be read by a card...
Processing line of bast fiber
A processing line of bast fiber is provided. The processing line is comprised of various devices for carding, cutting, degumming, high temperature washing,...
Method, apparatus and program to make payment in any currencies through a
communication network system using...
This is a pre-paid card system used to store monetary value and subsequently for making payment to merchants through the telephone system or through a data...
Hybrid credit card transaction system
A hybrid credit card transaction system that processes transactions as either virtual standard transactions directed through a clearinghouse or as virtual...
Methods and system for managing credit card usage in pre-paid printing
Methods and systems are presented for managing prepaid usage of document processing devices, in which an account manager system (104) automatically purchases...
System for activation of multiple cards
According to one embodiment of the invention, a system is provided for activating a plurality of cards. A first card number and a total number of cards can be...
Secure digital card
The invention provides a secure digital card. In one embodiment, the secure digital card is coupled to a cell phone, and comprises a smart card, a secure...
Graphic processor based accelerator system and method
An accelerator system is implemented on an expansion card comprising a printed circuit board having (a) one or more graphics processing units (GPU), (b) two or...
Wallet application for interacting with a secure element application
without a trusted server for authentication
Communication between a software application midlet of a contactless payment device and a control applet resident within a secure element of the contactless...
Information processing apparatus, information processing method and
A sub-processor different from the main processor executing control in the operating system (OS) is designated to control a device driver corresponding to a...
Process for authenticating an end user
A process for authenticating an end user. A first pattern of colored quadrilaterals is generated. A second pattern of multiple colored nodes that include a...
System and method for card processing with automated payment of club,
merchant, and service provider fees
An apparatus and methods for a card that allows a cardholder to set up auto-charge payment of dues and fees to a series of clubs, merchants or service...
An inspection system for detecting anomalies on a substrate. The inspection system has a sensor array for generating image data. A first high speed network is...
Remote entitlement processing module integration processing device and
There is provided a remote entitlement processing module integration processing device. The remote entitlement processing module integration processing device...
Network interface card device and method of processing traffic using the
network interface card device
Disclosed are a network interface card device and a traffic processing method using the network interface card device, the method including receiving a packet...
Router and method for routing data
A device and method for routing network data through a network. The device comprises an end cap assembly which includes an end cap coupled to a wiring card...
Image processing apparatus and image file management method
An image processing apparatus capable of storing as many number of image files as possible, while adding file names conforming to a file storage standard, and...
Co-operative secure packet management
Secure networking processes, such as packet encapsulation and decapsulation, can be executed upstream of a user or guest operating system provisioned on a host...
A transaction processing system for the real time authorization of payment transactions, The system comprises a verification system (4) connected to an issuer...
Methods and systems for optimizing escheat and derecognition of prepaid
cards, stored value cards, credit memos...
Methods, processes, and systems architecture utilized to integrate key attributes of the unclaimed property laws of the states of the United States and other...
Disk dispensing and retrieval system and associated methods
A kiosk dispenses and receives recorded optical disk media using an interconnected system central server computer through an Internet Service Provider. The...
SIM-centric mobile commerce system for deployment in a legacy network
A financial transaction processing system in a legacy financial transaction network for wireless mobile handset devices having an internal SIM or USIM under...
Partial authorization of a financial transaction
Embodiments of methods and systems in accordance with the present invention allow partial authorization of a financial transaction. In one embodiment, where a...