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Systems and methods for dynamically valuating a gift card
A gift card that dynamically changes its value based on how it is used. For example, a gift card may have a different value in accordance with a merchant where...
Integration of verification tokens with portable computing devices
Apparatuses, methods, and systems pertaining to the verification of portable consumer devices are disclosed. In one implementation, a verification token is...
Payment convergence system and method
A method and system is provided for convergence of multiple independent applications into a single payment vehicle. In the context of a medical procedure, the...
Wireless communication module
A card type wireless communication module, includes a board; a plurality of terminals formed on the board, the terminals including an external antenna terminal,...
Preservative compositions for wood and like materials
Disclosed are compositions and processes for the preservation of porous materials, particularly porous fibrous materials, such as wood, wood composites, other...
Non-contact information processing device and non-contact card medium
A non-contact information processing device and a non-contact card medium issuing machine that can easily and quickly judge whether an electromagnetic radiation...
IC card for encryption or decryption process and encrypted communication
system and encrypted communication...
It is possible to perform encrypted communication between members of a group while assuring a sufficient security compatible with a change of the members. An IC...
Electronic bond and guaranty process and business method
Disclosed is a method by which suretyship bonds and guaranties can be purchased and deployed over the Internet in real time, providing automatic application...
Transmission of sensitive customer information during electronic-based
An exemplary method is implemented by a payment gateway for processing electronic transactions. A token-ID that is unique to each transaction is generated, and...
System and method for activating or changing the status of an account
associated with a prepaid card
A system and method for activating and funding prepaid cards at the point of sale by making innovative use of existing point-of-sale devices and existing...
Telecommunication intelligent card and method for signaling interaction
with external non-contact card
A telecommunication intelligent card and a method for signaling interaction between a telecommunication intelligent card and an external non-contact card. The...
Serially addressed sub-pupil screen for in situ electro-optical sensor
A system and method for wavefront measurement of an EO sensor is performed in-situ using the sensor's EO detector in a manner that disambiguates the local...
Systems and methods for transactions with a headless automated teller
machine or point of sale device
Systems and methods for performing a transaction with a headless point-of-sale or automated teller machine (ATM) device are disclosed. A card having a display...
Method of managing and communicating data pertaining to software
applications for processor-based devices...
In one embodiment, a system processes access decisions for individuals where the system includes a portable handheld housing for the processor, display,...
System, apparatus and methods for comparing fraud parameters for
application during prepaid card enrollment and...
An apparatus is disclosed. The apparatus is for comparing a set of production fraud parameters with one or more sets of test or proposed fraud parameters run...
Fraud prevention techniques
System, apparatus, computer program products and methods for preventing fraud attacks (e.g., on a virtual PBX service provider) are disclosed. In some...
Optical communication card and communication device
Multiplexing-technology based large-capacity transmission requires the installation of many types of interface card. In addition, supporting a redundant...
Content transmission architecture
An apparatus, method, and system are provided for combining and processing broadcast and narrowcast content on a common platform. The broadcast and narrowcast...
Method and apparatus for improved color correction
Methods and apparatuses for color correction that includes gamma correction. One embodiment of the present invention pre-processes the native device information...
System to decode video signal from electronic gaming device and to
determine play information
A video output signal analyzes that analyzes a video output signal to determine game play information. In video poker, card values and player strategies can be...
Method and system for assessing merchant risk during payment transaction
Systems and methods for assessing transaction risk. A consumer tenders a transaction card to a merchant to purchase a good or service. A payment device of the...
Process for preparing a non-woven fabric having a surface covered with
microfiber and fabric obtainable with...
There is described a process for preparing a "double layer" non-woven fabric having a non-woven fabric surface covered with microfiber including needle-punching...
Token-based payment processing system
A data-processing system, such as a payment processing system, including a tokenizer, such as a card encryption and storage system (CES) employing a...
Access control to data processing means
A method for preventing secret code manipulation in a data processing device, such as a smart card, to which a presented code is applied. Prior to...
Portable security transaction protocol
A technique for providing message authenticity includes accepting transaction information, accepting a first data item used for authenticating an originating...
System and method for biometrics-based fraud prevention
The system employs the use of biometric authentication, a fraud control gateway and widget, and a point of sale sensor to restrict the use of credit cards or...
Method and system for crediting multiple merchant accounts on a single
A system includes a device and software with a touchscreen, cash drawer, bar code scanner, and other point-of-sale peripherals. The device processes payments...
Credit card imaging for mobile payment and other applications
A mobile payment device includes a contactless payment module, a processing module, and a display module. The contactless payment module is coupled to execute a...
Spare mobile phone
This invention discloses a spare mobile phone with a simple structure is a mobile phone that can be situated at a standby and backup state for a long time. The...
Integrated key server
A computer program product for integrated key serving is provided. The computer program product includes a tangible storage medium readable by a processing...
Dual-port ethernet traffic management for protocol conversion
At least two communications cards are utilized to communicate with at least two Ethernet ports, each having unique MAC and IP addresses, and at least two...
Electronic detonator control chip
An electronic detonator control chip (100) includes a communication interface circuit (101), a rectification bridge circuit (102), a charging circuit (103), a...
Image processing apparatus, controlling method thereof, and recording
An image processing apparatus connects to a memory card with a communication function which includes a storage unit and a transmission unit configured to...
Method of designing an application specific probe card test system
A method is provided for design and programming of a probe card with an on-board programmable controller in a wafer test system. Consideration of introduction...
Device to continuously determine the rate of extraction of water steam
used for drying transformers
A moisture flow meter is provided in the air at negative pressures in the drying of transformers by means of a vacuum process for water extraction, causing a...
Safety device for portable tools with a heat engine, capable of stopping
the operation thereof after sudden,...
A safety apparatus for a portable tool having an internal combustion engine has at least one accelerometer providing a measurement of an acceleration of the...
Systems and methods relating to credit
The present invention includes an electronic platform where business credit can be created, affiliated, transmitted, redeemed and processed, etc. in connection...
Method of transaction processing to support proxy financial card
A method of completing a financial transaction after a point-of-sale terminal initiates a payment request and sends financial transaction information includes...
Cash management optimization for payment processing
Embodiments of the present invention provide a method, system and computer program product for cash management optimization method for payment processing. In an...
Method, system and computer program for client acquisition and surveying
A method, system and computer program for enabling a loyalty system to be linked to one or more card issuers, cardholders, merchants, and thereby their...
Hierarchical rate limiting of control packets
Line cards receive control packets and perform a hierarchical rate limiting on those control packets. A set of identifier keys are extracted from the control...
Structures and processes for fabrication of probe card assemblies with
Based upon a layout of a semiconductor wafer comprising a plurality of integrated circuits at pre-defined locations, each integrated circuit comprising a set of...
Centralized issuer hub for transaction card customization
The present invention provides a system for card customization including a centralized issuer hub providing a single point of website integration for applicants...
Information processing apparatus and method and program for mediating
An information processing apparatus is capable of being connected to an IC card via a reader/writer. The information processing apparatus includes a middleware...
Banking system controlled responsive to data bearing records
An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including...
Broadcast advertisement adapting method and apparatus
Techniques of adapting an advertisement previously broadcast or in the process of being broadcast are disclosed. An advertisement selection factor is generated...
Data processing device and mobile device
A microcomputer is provided having a memory card interface capable of correctly latching data even when a card such as an MMC card is connected thereto. In the...
Hardware acceleration for remote desktop protocol
A method for offloading remote terminal services processing tasks to a peripheral device that would otherwise be performed in a computer system's processor and...
System, method, and computer readable medium for settling micropayment
transactions to a pre-paid instrument
The invention provides a system, method, and computer readable medium for conducting micropayment transactions between consumers and merchants. A merchant...
Non pre-approved channel filtering for card acquisition
Information can be shared across a pre-approved (PA) channel and a non pre-approved (NPA) channel to reduce unnecessary offers of a transactional instrument or...